• Course Code:PB04ACOM21
  • Title Of Paper:Career Planning – II


To impart values and soft skills to make students ready for industry / corporate careers

Unit Description of Detail Weighting(%)
I Thinking and Reasoning
Introduction- Nature and types of Thinking- Concepts- Reasoning- Theories of Factors related to Thinking- Problem Solving
II Assertiveness and Emotional Intelligence
Introduction of Assertiveness- Nature and Types of Assertiveness- Types of Behaviour – Assumptions and Rights in Interpersonal Communication- Skills in Assertiveness – Strategies to Become Assertive- Characteristics of and Assertive Person
Nature and Significance of Emotional Intelligence- Scope and Types- Correlates of EI – Strategies to enhance EI
III Team Building
Significance, Nature and Need of Team Building- Difference Between Team and Staff – Stages of Team Building- Types of Teams- Effectiveness– Guidelines for TB – Factors Responsible for Resistance to TB- Agenda for TB
IV Personal Effectiveness Enhancement
7C’s Model for Professional Excellence- The 50 New Rules of Work- Professional Etiquettes and Manners- Effective Negotiation Skills Creative Problem Solving.

Basic Text & Reference Books

  • Joshi Gangadhar (2016), Campus to Corporate, Sage Publication India Pvt Ltd, New Delhi.
  • Wadkar Alka ((2016), Life Skills for Success, Sage Publication India Pvt Ltd, New Delhi.


  • Course Code: PB04ACOM22
  • Title Of Paper: Knowledge Management – II


To develop limitless horizons & boundless vision for management of twenty-first century

Unit Description of Detail Weighting(%)

  • Introduction
  • Challenges Before Future Managers
  • Tasks of Management
  • Managerial Process in Future
  • Managerial Obsolescence
  • A Flexible System of Management

  • Concept of Multinational Corporation
  • Stages and Forms of International Business
  • Reasons for Growth of Multinationals
  • Criticism of Multinationals
  • Concept of International Management
  • Environment of International Management
  • Managerial Functions at International Level
  • Global Executives
  • Trends in International Management

  • Introduction
  • Concept of Crisis Management
  • Causes of Crisis
  • Crisis Management Behaviour
  • Crisis Management Techniques
  • Developing a Crisis Management Programme
  • Qualities of a Crisis manager
  • Can You Cope with Crisis? Points to Remember

  • Concept of Corporate Governance
  • Need and Significance of Corporate Governance
  • Fundamental Principles of Corporate Governance
  • Corporate Governance in India
  • Meaning of Supervision
  • Responsibilities of a Supervisor
  • Qualities of a Good Supervisor
  • Functions of a Supervisor
  • Fundamentals of Effective Supervision


  • Gupta C. B., Management Theory and Practice, Sultan Chand & Sons, New Delhi
  • Bhanushali S. G., Managing Twentyfirst Century Organisation, Himalaya publishing House, Mumbai
  • Elias M. A. and Hassan M. G., Knowledge management, Pearson Education, India
  • Debowski Shelda, Knowledge management, Wiley India, New Delhi


  • Paper Code: PB04ACOM23
  • Title Of Paper: Leadership Skill -II


To empower the students with skills of leadership.

Unit Description of Detail Weighting(%)
I Participative Leadership & Empowerment
Nature of Participative Leadership

  • Varieties of Participation
  • Benefits of participative leadership
  • Objectives of different participants

Normative Decision Model

  • Decision acceptance and Quality
  • Situational Variables
  • Decision Rules

Guidelines for Participative leadership

  • Diagnosing decision situation
  • Encouraging participation
  • Limitation of Participative Decision-Making

Perceived Empowerment & Empowerment Programs

II Contingency Theories & Adaptive Leadership
General Description of Contingency Theories

  • Types of variables
  • Casual effect of Situational variables

Early Contingency Theories

  • Path- Goal theory
  • Leadership substitute theory
  • Situational Leadership theory
  • The LPC Contingency Model
  • Cognitive Resource theory

Multiple-Linkage Model, Weaknesses in Contingency Theories, Guidelines for Adaptive leadership

III Strategic Leadership in Organizations
Determinants of organizational performance

  • adaption to the environment
  • Efficiency and Process Reliability
  • Human Resources & Relations
  • Competitive strategy
  • Management programs, systems and structures

How leader influence organizational performance, Situations affecting strategic leadership, Executive teams, Emerging conceptions of organizational leadership, Guidelines for strategic leadership

IV Cross-culture Leadership & Diversity
Introduction to cross-culture leadership, Cultural influences on leadership behaviourt
Cultural Value Dimension & Leadership

  • Power distance
  • Uncertainty Avoidance
  • Individualism vs. Collectivism
  • Gender Egalitarianism
  • Performance orientation
  • Human orientation
  • Culture Clusters

Gender & Leadership

  • Sex-based Discrimination
  • Theories of Male Advantage
  • Theories of Feminine Advantage
  • Glass Ceiling
  • Identifying Causes and Reducing Discrimination

Managing Diversity



  • Gary Yukl & Nishant Uppal, Leadership in Organisations, Pearson (8th Edition), New Delhi(2013).
  • T. Ramasamy, Principles of Management, Himalaya Publishing House, New Delhi (2009).
  • Prasad L. M., Organisational Behaviour, Sultan Chand & Sons, New Delhi (2011).
  • P. Guggenheima & M. Diana Szule, Understanding Leadership Competencies, Viva Books,New Delhi.


  • Paper Code:PB04CCOM21
  • Title Of Paper:Research Methodology – II


To provide the students an understanding of research techniques.

Unit Description of Detail Weighting(%)
I Collection of data
Primary Data :

  • Personal interview
  • Telephone interview
  • Mail & Self administered questionnaire
  • Schedule v/s Questionnaire

Secondary Data:

  • Advantages of secondary data
  • Sources of secondary data
  • Classification & Limitations
II Processing and Data Analysis

  • Processing Operations
  • Some Problems in processing
  • Elements & Types of Analysis
  • Statistics in research
III Analysis of Variance (ANOVA)
What is ANOVA?

  • Basic principles of ANOVA techniques
  • t- test
  • Short-cut method for one way ANOVA
  • Two way ANOVA
IV Research Report

  • Significance of research report
  • Types of research report
  • Steps of research report
  • Precautions for research report
  • Synopsis of research report
  • Limitations of research report
  • Plagiarism
  • Research paper publication process


  • Kothari, C. R. (2009), Research Methodology, Vikas Publishing House, New Delhi.
  • Zikmund, William G. (2009), Business Research Methods, Cengage Learning India Private Ltd., New Delhi.
  • Sachdeva, J.S. (2008), Business Research Methodology, Himalaya Publishing House, New Delhi.


  • Paper Code: PB04CCOM22
  • Title Of Paper: Entrepreneurship Development – II


To understand the basic concept of project management

Unit Description of Detail Weighting(%)
I Entrepreneurial Motivation

  • Concept
  • Internal Motivating Factors
  • External Motivating Factors
  • Achievement Motivation
  • Motivational Stories of Successful Entrepreneurs
II Project Management

  • Concept of Project,
  • Classification of Project
  • Project Life Cycle
  • Aspects of Project
III Project Identification and Formulation

  • Concept of Project Identification
  • Importance of Project Identification
  • Concept of Project Formulation
  • Stages of Project Formulation
IV Project Report and Project Appraisal

  • Concept of Project Report
  • Importance of Project Report
  • format of Project Report
  • Concepts of Project Appraisal
  • Stages of Project Appraisal

Basic Text & Reference Books:

  • Dynamics of Entrepreneurship and Management
    Vasant Desai, H.P.House, New Delhi, 2016
  • Entrepreneurial Development
    Gupta and Srinivasan, Sultan Chand and Sons, New Delhi, 2014
  • Business Envrionment
    Dr. K. Ashwathappa H.P.House, New Delhi 2016

Syllabus with Effect From:Nov/ Dec 2018

  • Paper Code:PB04CCOM23
  • Title Of Paper:Financial Management – II


The objective of this course is to acquaint students with the Indian financial system,
Investment environment, stock markets and application of security analysis and portfolio management.

<th>Description of Detail</th>
<td><strong>The Investment Environment and Stock Markets</strong><br />
<p>Overview of Indian Financial System : Functions, Financial Concepts, Weakness; Organization of Stock Exchanges in India, Stock Exchange: Concept, Functions, Regulation and Reforms, New Issue Market and Secondary Market, Stock Exchanges in India &ndash; NSE, BSE Various Securities and their characteristics, Stock Market Terminology, Role and Powers of SEBI, Deficiencies and Defects of Stock Markets, Method of Trading in Stock Exchange, On-line Trading</p>
<td><strong>Fundamental Analysis</strong><br />
<p>Introduction to Fundamental Analysis, Economic Analysis : Tools, Industry Analysis : Tools, Company Analysis : Du Pont Analysis, Going beyond the numbers, Technical Analysis : Concept, Distinction between Fundamental and Technical Analysis, Basic premises of Technical Analysis, Charting : The basic tool of Technical Analysis, Price and Volume Charts – Bar charts, Line charts/Line and volume charts, Candlestick chart, Point and figure chart, Limitations of Technical Analysis</p>
<td><strong>Security Analysis</strong><br />
<p>Meaning of Security Analysis, Factors affecting Security Prices, Concepts of Value, Basic Valuation Model, Bond Valuation, Basic Bond Valuation Model, Bond Value Theorems, Yield to Maturity, Bond values with Semiannual Interest, Present Value of Preference Shares, Valuation of Equity-Dividend Capitalization approach, Single Period Valuation, Multiperiod valuation, Valuation with Normal as well as Supernormal growth, Earnings capitalization approach, Linkages between share price, earnings and dividends</p>
<td><strong>Portfolio Management</strong><br />
<p>Introduction, Traditional Versus Modern Portfolio Analysis, Growth investing, Value investing, Markowitz Theory, Return and Risk of Portfolio, Measurement of Portfolio Risk, Efficient Portfolio Risk, Diversification of Risk, Capital Asset Pricing Model, Examples Based on CAPM, Arbitrage Pricing Theory, Random Walk theory, Efficient Market Hypothesis</p></td>


  • Kishore .R.M, Financial Management. Taxmann’s Publications.
  • Gordon E. and Natarajan. K., Financial Markets and Services, Himalaya Publishing House.
  • Bhalla V.K., Investment Management, S.Chand Publications.
  • Singh Preeti, Portfolio Management, Himalaya Publishing House.
  • Madhumati, Rangarajan, Investment Analysis and Portfolio Management
  • Security Analysis and Portfolio Management – Punithavathy Pandian, Vikas Publishing House Pvt Ltd
  • Investment Analysis and Portfolio Management – Prasanna Chandra, McGraw Hill
  • Investment Analysis and Portfolio Management – M Ranganatham, R. Madhumathi, Person

Syllabus with Effect From: Nov/ Dec 2018

  • Paper Code:PB04ECOM21
  • Title Of Paper:Corporate Accounting -II


To Impart the Advanced Level Knowledge of Corporate Accounting

Unit Description of Detail Weighting(%)
I Financial Statement Analysis – Using of Techniques (Theory and Example):
Objectives of Financial Statement Analysis, Standards of Comparison,
Sources of Information, Quality of Earnings,
Techniques of Financial Statement Analysis

  • Horizontal analysis
  • Trend analysis
  • Vertical analysis
  • Ratio analysis
II Analysis and Interpretation of Financial Statements (Theory and Example):
Use and Rationale of Ratios

  • Liquidity Ratios, Leverage Ratios,
  • Turnover Ratios, Profitability Ratios,
  • Valuation Ratios, Du-Pont Analysis.
III Final Accounts of Insurance Companies as per The Insurance Act 1938) (Theory and Example):

  • Introduction and Insurance Business in India
  • Appointment of Ombudsmen
  • Insurance Regulatory and Development Authority of India (IRDA)
  • Financial Statements of Insurance Business
  • Important terms, Life Insurance and General Insurance
IV Final Accounts of Banking Companies as per The Banking Regulation Act 1949 (Theory and Example):

  • Legal Requirements
  • Preparation of Profit and Loss Account
  • Comments on P&L Items
  • Preparation of Balance Sheet
  • Comments on Balance Sheet Items
  • Accounting Policies of Banking Sector
  • Accounting Treatment of Various P&L and Balance Sheet Items

Reference Books

  • Maheshwari S N and Maheshwari S K : Corporate Accounting : Vikas Publishing House Pvt Ltd
  • Ghosh T. P. (2007), Accounting Standards and Corporate Accounting Practices, Taxmann Allied Services (P.) Ltd., New Delhi.
  • Gupta R. L. and Radhaswamy M. (2006), Advanced Accountancy, Vol.II, Sultan Chand & Sons, New Delhi.
  • Narayanswamy R. (2007), Financial Accounting: A Managerial Perspective, Prentice Hall of India Private Ltd., New Delhi.
  • Relevant Literature published by the Reserve Bank of India (RBI)
  • Relevant Literature published by Security Exchange Board of India(SEBI)
  • Relevant Literature published by IRDA

Syllabus with Effect From: Nov/ Dec 2018

  • Paper Code:PB04ECOM22
  • Title Of Paper:Consumer Behavior


The Course helps the students to know the various types of consumer behavior and attitude and the influencing factors.

Unit Description of Detail Weighting(%)
I Consumer Behaviour & Market Segmentation

  • Concept of Consumer Behaviour
  • What is Market Segmentation?
  • Market Segmentation and Product Differentiation
  • Benefits of Market Segmentation
  • Cost of Market Segmentation
  • Requisites of Sound Marketing Segmentation
II Consumer Attitudes and Consumer Behaviour

  • Concept of Attitude
  • Characteristics of an attitude
  • Functions of Attitude
  • Sources of Attitude Development
  • Structure of Attitude and Structural Models
III Group Influences on Consumer Behaviour

  • Reference Group Influences
  • Family Buying Influences
  • Family Lifecycle Buying Influences
  • Socio-Cultural Influences
IV Consumer Satisfaction and Consumer Behaviour

  • Concept
  • Factors Influencing consumer Satisfaction
  • Measurement of consumer Satisfaction
  • Types of Information and Feed-back Methods of Measurement
  • Measures of consumer Satisfaction
  • Sources of consumer Dissatisfaction
  • Ways of Enhancing Satisfaction



  • Vyas Shyam Babu, Consumer Behaviour.
  • Sontakki C.N. : Consumer Behaviour.
  • Schiffman and Leslie Azar Kanuk, Consumer Behaviour, Prentice Hall of India Pvt. Ltd., New Delhi.
  • Loudon D. L. and Della Bitta A. J., Consumer Behaviour – Concepts and Applications, 1984, McGraw Hill.


  • Indian Journal of Marketing Management, New Delhi.
  • Marketing Master Mind, ICFAI Publication.

Syllabus with Effect From: Nov/ Dec 2018

  • Paper Code:PB04ECOM23
  • Title Of Paper:Strategic Human Resource Management


To make aware the students about new trends, strategies and horizons in the field of HR

Unit Description of Detail Weighting(%)
I Introduction:
Nature of Strategic HRM, Strategic HRM versus Conventional HRM, Role of HR in Strategic Management: Environmental Scanning, Strategy
Formulation, Implementation and Evaluation, Barriers to Strategic HRM
II Leadership:
Leader versus Manager – Concept and Significance, Different Powers of a Leader and Guidelines for use.
Theories of Leadership

  • Trait Theory
  • Behaviourial Theory
  • Contingency/Situational Theory

Modern Theories of Leadership

  • Charismatic Leadership Theory
  • Transformational Leadership Theory

Leadership styles based on Traditional Theories
Leadership Styles based on Modern Theories
Leadership Lessons from Mount Everest

III Recent Techniques in HRM:

Employees for Lease, Moon Lighting by employees: Blue Moon to Full Moon, Dual Career Groups, Flextime and Flexiwork, Training and Development: Organisation’s Educational Institutes, Management Participation in Employees’ Organisations, Consumer Participation in collective bargaining, Collaborative Approach, Employee’s Proxy, Human Resource Accounting, Organizational Politics, Exit Policy and Practice, Future of HRM

IV Ethics in HRM:

  • Nature of Ethics, Myths about Ethics
  • Why is Ethics Important?
  • Ethical Dilemmas, HR Ethical Issues,
  • Managing Ethics: Code of Conduct, Ethics Committees, Ethics Training
  • Programmes, Different ways of Resolving Ethical Issues in general

Basic Text & Reference Books:

  • K. Aswathappa, “Human Resource Management – Text Cases”, Tata McGraw Hill Companies, New Delhi, 7th Reprint 2008.
  • L. M. Prasad, “Organisational Behaviour”, Sultan Chand and Sons, New Delhi, 4th Edition – Reprint 2008.
  • P. Subba Rao, “Personnel and Human Resource Management – Text and Cases”, Himalaya Publishing House, Mumbai, 4th Edition 2009.
  • S. S. Khanka, “Human Resource Management- Text and Cases”, Sultan Chand and Sons, New Delhi, First Edition – Reprint 2008.
  • S. V. Gnakar and C. B. Mamoria, “Personnel Management: Text and Cases,” Himalaya Publishing House, Mumbai, 28th Edition 2008.

Syllabus with Effect From: Nov/ Dec 2018

  • Paper Code:PB04ECOM24
  • Title Of Paper:Strategic Financial Management-II/li>


To understand corporate strategy formulation with respect to investment, financing and dividend decisions and IT application for financial value creation

Unit Description of Detail Weighting(%)
I Capital Structure Theories (Theory and Examples):

  • Assumption & Significance
  • Concept of Optimum Capital Structure,
  • Net Income Approach
  • Net Operating Income Approach
  • Traditional Approach
  • Modigliani & Miller Approach
II Capital Structure Planning & Policy (Theory):

Capital Structure Planning and Policy – Elements of Capital Structure – Framework for Capital Structure (The FRICT Analysis) – Approaches to establish target capital structure – Practical considerations in determining capital structure – Manager’s Attitude towards debt

III Dividend Theories (Theory and Examples):

  • Walter’s Model
  • Gordon’s Model
  • Modigliani – Miller’s Model Problem.
IV Dividend Policy Decision (Theory):

  • Forms of Dividend payment
  • Variables influencing Dividend Decision
  • Share Split
  • Buyback of Share

Reference Books:

  • Financial Management, I M Pandey, Vikas Publications
  • Financial Management : Prasanna Chandra, McGraw Hill
  • Financial Management : Khan & Jain, McGraw Hill
  • Fundamentals of Financial Management: Van Horne, Prentice Hall
  • e-Finance – ICFAI UNIVERSITY
  • Strategic Financial Management – Dr J B Gupta, Taxmann
  • Strategic Financial Management – Ravi M. Kishore, Taxmann

Syllabus with Effect From: Nov/Dec 2018

  • Paper Code:PB04ECOM25
  • Title Of Paper:Indirect Taxes-II


To acquire working knowledge of Goods and Services Tax (GST).

Unit Description of Detail Weighting(%)
I Returns Procedures and Documentation

  • Tax Invoice / Bill of Supply – Features and Components
  • Debit and Credit Notes – Need and Formats
  • E-Returns – All related Returns
  • Calculation of Tax liability and Payment of Tax
  • Examples or Case Studies wherever applicable
II Imports, Exports, Special Economic Zones (SEZ) and Refunds provisions

  • Import, Definition, Levy, Customs Levy
  • Input Tax Credits on Imports
  • Exports, Deemed Exports, Duty Levy, Zero rated Goods and Services,
  • Returns and Options
  • Special Economic Zones Act (SEZ Act) 2005
  • Refunds – Criteria, Eligibility and Process
  • Examples or Case Studies wherever applicable
III Accounts and Audit under GST Regime

  • Accounting and changes from current system of accounting.
  • Book-keeping process and Impact (practical example under tally software)
  • Auditing provisions
  • Demand Raising and Recovery Provisions
  • Examples or Case Studies wherever applicable
IV Offences, Penalties and Prosecution

  • Offences under GST regime
  • Penalties on Non-Compliance
  • Procedures for Penalty and Prosecution
  • Compounding of Offences
  • Appeals and Revision
  • Advance Rulings
  • Examples or Case Studies wherever applicable

Basic Text And Reference Books:

  • Agrawal Raj K CA and Agrawal Shivangi CA – Taxmann’s GST for CA Intermediate – Taxmann Publication (P) Ltd
  • Datey V S – GST Law & Practice with Customs and FTP – Taxmann Publication (P) Ltd
  • Nitya Tax Associates – Basics of GST – Taxmann Publication (P) Ltd
  • Singh Awdhesh – GST Made Simple – Centax Publication

Syllabus with Effect From: Nov/Dec 2018

  • Paper Code:PB04ECOM26
  • Title Of Paper:Entrepreneurship Management


To provide conceptual clarification to small scale industry and the stages involved in the establishment of small business. To understand various problems face by entrepreneurs.

Unit Description of Detail Weighting(%)
I Setting up of Small Enterprise

  • Location of Enterprise.
  • Selection of types of Ownership Organization.
  • Incentives and Subsidies.
  • Export Performance and Trends of Small Enterprises
II Enterprise Growth Strategies

  • Growth Sources.
  • Venture Development Stages.
  • Management key Factor Growth.
  • Growth Strategies for Ventures.
  • Franchising.
  • Merger and Acquisition.
  • Moving up the Value Chain and Value Addition.
III Problems and Challenges of Entrepreneurship

  • Problems of Entrepreneurship.
  • Sickness of Small Scale Industries.
  • Causes and Consequences of Industrial Sickness
  • Challenges of Entrepreneurship.
  • Business Failure – Reasons.
IV Revival, Exit and End of Venture

  • Introduction.
  • Broad Categories in which Venture can be classified.
  • Key Strategies for Turning Around a Company.
  • Liquidation.
  • Exit Strategies for Entrepreneur.


  • S.P Mishra, pub. By National Institute for Entrepreneurship and Small Business Development (NIESBUD), NSIC-PATC Campus, Okhla
  • Entrepreneurial Development by C.B Gupta and N.P Srinivasan, Publisher Sultan Chand & Sons, 1992 05.
  • Arya Kumar -Entrepreneurship creating and leading an entrepreneurial organization, Pearson Publication
  • Vasant Desai “Dynamics of Entrepreneurial Development and Management” Himalaya Publishing House

Syllabus with Effect From: Nov/Dec 2018

  • Paper Code:PBO4ECOM27
  • Title Of Paper:Quantitative Techniques in Management


To make students familiar with various quantitative techniques that can be further utilized by them in management decisions.

Unit Description of Detail Weighting(%)

Introduction, Meaning of PERT, Rules of constructing a Network, Network components, Estimate of time of activities, Characteristics, Advantages Limitations of PERT. Critical Path Method (CPM), Time calculations in network, Determination of Floats: Total Float, Free Float and Independent Float, Difference between PERT and CPM.


The meaning of Inventory Control, Types of Inventory: Movement Inventories, Buffer Inventories, Anticipation Inventories, Decoupling Inventories, Cycle Inventories. Costs associated with Inventory, Concept of EOQ, Deterministic Inventory models without shortages: Economic Order Quantity Model with Constant Demand, Inventory Models under Price breaks and Quantity discount, Simple Applications, ABC and VED analysis of Inventory.

Introduction, Elements of Decision theory, Steps of Decision Making Process ,Types of Decision-Making Environments,Decision Making under Uncertainty:

  • Optimistic (Maximax or Minimax) criterion
  • Pessimism( Maximin or Minimax) criterion
  • Coefficient of optimism (Hurwitz)criterion
  • Laplace criterion.

Decision-Making under Risk: Expected Monetary Value (EMV),Expected value of Perfect Information (E.V.P.I).
Simple Applications based on various criteria.
Concept of Decision Trees and its importance in decision making Problem.


Quality and its Role in Business. Reasons for Change in Quality Management System, Principles of Total Quality Management (TQM), Organizational Changes for Adopting TQM System, Unique Features of TQM System, Tools & Techniques for TQM,Set up for Total Quality System in an Organization, Application & Benefits of TQM, Difference between ‘Quality’ Management and ‘Total Quality’ Management. Deming’s Fourteen Points of Quality Management. Ten Steps of Quality Improvement of Juran.



  • J.K. Sharma J.K.: Quantitative Techniques for Managerial Decisions.
  • P.C. TULSIAN; VISHAL PANDEY: Quantitative Techniques theory and Problem.
  • Kapoor V.K. : Problems and Solutions in Operations Research
  • S.K.MANDAL: “Total Quality Management Principles and Practice”
  • Vikas Publishing House PVT. LTD

Syllabus with Effect From: Nov/Dec 2018

  • Paper Code:PB04ECOM28
  • Title Of Paper:Regulatory Framework in Banking and Insurance


To understand the various product and services in the Life and Non- Life Insurance.

Unit Description of Detail Weighting(%)

Banking regulation Act ,1949(with up to date amendments) as per related with licensing of bank, Types of Instruments – Holder and Holder in due course, cheque, Promissory notes, Bills of Exchange Cheques – Crossing – Definition, Types (General and Special) &Effects, Endorsements – Definition, Significance and Types. Valid endorsements, Material Alteration – Meaning, Examples and Effects,Marking – Bouncing – Dishonor of Cheques.


Legal framework of Banker-customer relationship, Termination of Relationship, Procedure for opening an account – KYC norms – Nomination Different types of Customers Account – Individual – Joint -Minor Illiterate – Married Woman – Sole Proprietorship – Partnership – Joint Stock Company – HUF – Club and Societies – Trusts, Operations in the account – Standing Instructions, Stop Payment Instructions, Mandate and Power of Attorney, Garnishee Order, CIBIL (Meaning, Need and Importance)


Mission and Composition of IRDA –Duties and powers and Functions of IRDA, Licensing functions of IRDA-Code of Conduct, Qualifications, functions, Validity and Renewal of license applicable to Brokers, Agents and Corporate Agents, Third Party Administrators (TPA) –procedure for obtaining a license – revocation and cancellation, Reinsurance and its mechanism, Insurance Investigator.


Free look period –its objective, Matters to be stated in a Life and General Insurance Policy, Claim procedures for Life and General Insurance Policies, Dispute Resolution Mechanism – Consumer protection Act, 1986– Feature and Structure – Appeals and penalties, Ombudsman –Nature of complaints – Pre requisite for filing Complaints


Evaluation : Internal : 30 Marks (Theory)
External : 70 Marks (Theory) – Three Hours Examination

Basic Text & Reference Books:

  • Banking Law & Practice by P.N. Varshney.
  • Practice & Law of Banking by H.R. Suneja.
  • Practice & Law of Banking by H.C. Agrawal.
  • Commercial Banking Vol. I & II by Indian Institute of Bankers.
  • Insurance Principles and Practice by M.N Misra ,S,B.Mishra (S.Chand)
  • Banking Lending by Prasad vipradas Himalaya publication house